Unlock Your Asset Equity Without Tradition Debt

Transforming your asset equity into liquid wealth while you are maintaining full property ownership. 

  • No Monthly Payments
  • No Interest Charges
  • Complete Ownership Retained

How ValuBack Works

Simple 3-Step Process to Access Your Equity Wealth

Step 1
Tokenization 

Your asset equity wealth is monetized into ValuBack tokens through a Simple Agreement for Future Equity (SAFE) and SMART contract structures. These tokens will represent the complete value of your equity stake and are held within your own dedicated Delaware Series LLC for maximum legal protection.

Step 2
Proof of Equity Creation

The ValuBack portfolio value establishes an assessed balance to set commercial credit lines used to buy collateralized discounted mortgage note portfolios, providing cashflow. Importantly, your tokens have no risk exposure to these investments.

Step 3
Liquidity Access

You gain immediate access to your equity value without selling your property or taking on traditional debt, while your ValuBack continue to benefit from asset price inflation and real estate appreciation driven by US monetary policy.

The Macroeconomic Advantage 

Cantillon Effect Protection 

ValuBack positions you strategically within the US monetary system. As the Federal Reserve and the US Treasury expand the money supply, asset price inflation systematically drives value into real estate and ValuBack value increases organically.

Inflation Hedge

Unlike traditional investments requiring constant monitoring, ValuBack automatically captures value from the systematic monetary expansion, by the Federal Reserve and US Treasury without active management participation.

Delaware Series LLC

Each participant's ValuBack are held within their own dedicated series LLC, called ValuBack Stores providing liability protection, operational flexibility, and tax efficiency.

Professional Management 

All collateralized discounted mortgage notes are professionally serviced by a bonded note servicing company ensuring expert administration and regulatory compliance.

Who Benefits from ValuBack?

Five Distinct Customer Segments 

Homeowner 

  • Access trapped wealth in your property.
  • Perfect for retirees, pre-retirees, or those with major expenses.
  • No risk of foreclosure or monthly payment stress.

Real Estate Investor 

  • Unlock equity from investment properties.
  • Diversify portfolios without selling assets.
  • Leverage appreciation for additional investments.

Mortgage Note Holder

  • Tokenize the equity value of note portfolios.
  • Create liquidity without selling income-generating assets.
  • Maintain cash flow while accessing capital.

GoldBack Holder

  • Diversify beyond gold into real estate-backed tokens.
  • Align with asset-backed currency principles.
  • Protect against monetary debasement.

Bitcoin Holder

  • Superior alternative to the equity-sharing model.
  • Complete equity retention vs. permanent equity sharing.
  • Fee-free structure vs. Initial costs structure.

Why Choose ValuBack?

Versus Traditional Options

  • No monthly payments or interest charges
  • No debt-to-income ratio requirements
  • No risk of foreclosure

Versus Competitors

  • Fee-free structure vs. initial costs structure
  • Complete equity retention vs. Permanent equity sharing
  • Broader market appeal with real world assets diversification

Frequently Asked Questions

Is this a loan?

No, ValuBack is not a loan. There are no monthly payments, interest charges, or debt obligations.

Do I maintain ownership of my property?

Yes, you retain complete ownership and control of your property throughout the process.

Are there any fees?

No direct fees to participants. Our revenue comes from strategic partnerships and mortgage note investments.

How is this different from Competitors?

ValuBack offers participants complete equity retention with no fees, while Competitors requires permanent equity sharing with initial costs structure.

How do I exit the ValuBack Ecosystem?

You can unwind and dissolve your SAFE agreement at any time, providing a clear and straightforward exit mechanism.

Ready to Unlock Your Asset Equity?

Transform your trapped equity into liquid wealth while maintaining full property ownership and benefiting from monetary expansion tailwinds.

  • Check eligibility across all market segments
  • Schedule consultation with our expert team 
  • Learn more about the tokenization process 
  • Explore partnership opportunities 

Join Our Community 

ValuBack is a step towards financial empowerment and freedom. Discover more about how you can transform your dormant home equity into economic growth and enhance your financial wealth security. Please contact us or sign up now for your free and confidential consultation.